"KTC PROUD" is a ready to use revolving loan card with dual functionality, including 1) no fee cash withdrawals from ATMs of any bank across the country or 24 hours online via the "KTC Mobile" application or www.ktc.co.th/ClickKTC. 2) The card can also be used to make payments in installments for maximum 24 months. For more information, please contact KTC PHONE 02 123 5000.