KTC Reveals Insurance as Top Trend, Meeting Cross-Generational Demand for Value and Investment Opportunities

Thursday 17 April 2025 15:23
KTC reveals that insurance has consistently driven the highest spending in its credit card portfolio. In partnership with leading insurers, KTC has launched diverse campaigns offering privileges for both first-year and renewal premium payments, catering to cardmembers of all generations.
KTC Reveals Insurance as Top Trend, Meeting Cross-Generational Demand for Value and Investment Opportunities

Mr. Suwat Tepprechasakul, Head of Credit Card Marketing Division, "KTC" or Krungthai Card Public Company Limited, stated, "KTC credit card sending on insurance grew by over 10% in 2024 compared to 2023. In 2025, KTC is offering a wide range of privileges to cardmembers, covering all needs across life, health, and other insurance types from over 50 providers, applicable to first-year with renewal premium purchases, whether paid in full or by installment."

For life and health insurance, KTC credit cardmembers who pay first-year with renewal premiums in full with participating leading insurers, including Krungthai-AXA Life Insurance, AIA, FWD Life Insurance, and Bangkok Life Insurance, between January 1 and June 30, 2025, can choose to enjoy up to 1% cash back of the insurance premium without point redemption or earn special KTC FOREVER points up to 25% more than the standard rate.

For full payment of first-year and renewal premiums with participating insurers, including Muang Thai Life Assurance, Southeast Life Insurance, Generali, Prudential Life Assurance, Tokio Marine Life Insurance, and Samsung Life Assurance, between January 1 and June 30, 2025, KTC cardmembers can receive up to 13% cash back. This includes up to 1% cash back without point redemption, plus the option to redeem every 1,000 KTC FOREVER points for 12% cash back.

KTC cardmembers can also enjoy the privilege to pay first-year premiums at 0% interest for up to 6 months with Krungthai-AXA Life Insurance, AIA, and Bangkok Life Insurance. For renewal premiums, a special interest rate of 0.60% or 0.69% per month is available for up to 10 months with Krungthai-AXA Life Insurance, AIA, FWD Life Insurance, and Bangkok Life Insurance, subject to each company's terms and conditions. Cardmembers who have already made full premium payments can call 02 123 5650 or the Direct Line, which may offer additional special terms, to request conversion to installment payments.

KTC is also extending value to the non-life insurance segment by offering installment payment options with participating partners such as Viriyah Insurance, Tip Insurance, Muang Thai Insurance, Bangkok Insurance, Krungthai Panich Insurance, TQM Generali, Thanachart Insurance, MSIG Insurance, and Thaivivat Insurance. From January 1, 2025 to December 31, 2025, KTC cardmembers can pay insurance premiums in 0% interest installments for up to 10 months.

For more information, visit https://www.ktc.co.th/promotion/insurance-privilege, contact KTC PHONE 02 123 5000 or visit any "KTC TOUCH" branches nationwide. It is advisable for credit cardholders to use their cards responsibly and repay the full amount by the due date to avoid a 16% annual interest rate.

Source: Krungthai Card